Archived; click post to view.
Excerpt: Walking the way we talk. At some point in our lives, we have all received advice or direction, usually unsolicited, from someone, though well intentioned, who clearly needed it more than we did. The perennially broke fellow giving financial advice, the serial dater, never has been in a long-term relationship, giving marriage advice. An entire entertainment industry, the sitcom, has been built on this curious truth. Years ago during a difficult period in my life it seemed I was a magnet for unsolicited advice, and though well intentioned, those stepping up to share with me were something less than successful…

Archived; click post to view.
Excerpt: Anyone considering releasing cash from their property to fund home improvements, offer financial help to friends or family or meet daily living needs – or anything else for that matter – may find themselves facing the worry of losing their means tested benefits. However, there is good news that is set to quash this concern. It is true that things like pension credits and council tax benefits can be affected by taking out an equity release plan. However, providing homeowners take independent financial advice, they can be assured they will be properly guided to meet their overall objective of improving…

Archived; click post to view.
Excerpt: Article by Roger Brandy If you already know kind of all there is to learn about investing directly in stocks and shares, or in collective types of investment, or the management of your investments, or the tax implications, or the pros and cons of offshore investing, then you might not need so much more in the best way of financial investment assistance. Unless you happen to be one of those very unusual individuals, in spite of this, you can almost certainly get pleasure from the sound and impartial financial investment guidance of a competent, financial adviser.Sorts of InvestmentDirect InvestmentYour choice…

Archived; click post to view.
Excerpt: It would be a wonderful world for everyone if we could all get past this cult of selfishness. As an aside, we can note with ironic detachment that the first film in the planned trilogy of Atlas Shrugged is struggling to cover its costs. Indeed, so poor is the box office, we may never see the second and third parts made. It seems the Tea Party and Libertarians resist the idea of paying for admission to see their favorite story on the big screen. Ah well, such are the priorities of the Right…

Archived; click post to view.
Excerpt: Latest figures from , the professional advice website, reveal retirement planning continues to be the number one advice driver when searching for an independent financial adviser. Recent reports* highlight that half of parents have delayed their retirement as they struggle to cope with the financial burden of their adult children, but with nearly two fifths (39%) of consumers seeking retirement planning advice in February when using ‘find an IFA’ service, it is clear that this remains the number one area where people seek professional advice. The second most popular advice driver in February was investment and savings, with nearly a third…

Archived; click post to view.
Excerpt: It is a deciding factor for landlords in picking renters and some employers use credit scores to find dependable workers. Unfortunately for borrowers, a favorable credit score is not easy to obtain. The economic crisis that began in 2008 forced lenders to raise their expectations for borrowers in the hopes of lowering their risks. The once “good” credit score of 680 has been devalued in favor of scores of 720 or more. Credit scores range from 330 to 830 and the average score in the United States is 698. Even the nation’s top average score of 713 in New…

Archived; click post to view.
Excerpt: There are no rules which say that there is something like the best annuity rates. Most people would like to be told this is the best and this is the worst, and then they will be certain. Unfortunately, finance does not work that way. What is the best for one person does not have to be good for another. You will inevitably have to go shopping to find the best rates for yourself, so the only way to get it right is to have a bit of understanding what to look for when shopping. Finding the best annuity rates will depend…

Archived; click post to view.
Excerpt: In the wake of damage caused by hurricane/tropical storm Irene, many are left wondering how they will pay their deductible and what their claims will be like. For those lucky enough to escape the storm, many are rightly concerned with the possibility that the next one might strike their home. What will happen? If you have hurricane coverage, your insurer will take care of you, but you might have to pay a special deductible. Hurricane Deductibles Versus Normal Deductibles In places where hurricanes hit regularly, such as Florida, Georgia, and pretty much the entire Atlantic coastline, Gulf coastline, and New England, insurance…